2026 Comparison

DattaPay vs Grey: The Better Choice for African Freelancers

Both offer USD accounts for Africa, but only DattaPay pays 4.2% APY on your balance and offers USDC stablecoin protection against inflation.

0.5%
DattaPay Fee
4.2%
APY (Grey: 0%)
$0
Hidden Fees
100%
USD-Backed

DattaPay vs Grey: Feature Comparison

See how DattaPay compares to Grey for Nigerian and Kenyan freelancers.

FeatureDattaPayGrey
Transaction Fee
0.5% flat
1-2%
Currency Conversion
Competitive rates
Variable markup
Monthly Fee
Free
Free
Withdrawal Fee
Free
Varies by method
Yield on Balance
4.2% APY
0%
Stablecoin (USDC) Support
Inflation Protection
Nigeria Support
Kenya Support
US Bank Account
Virtual USD Card
Naira Withdrawals

Why African Freelancers Choose DattaPay

4.2%

APY on Your Balance

Your idle funds earn 4.2% annually. Grey pays 0%. On $5,000, that's $210/year in passive income.

USDC

Stablecoin Protection

Your funds are backed by USDC stablecoin. When the Naira drops, your USD value stays the same.

0.5%

Lowest Fees in Africa

Flat 0.5% transaction fee. No hidden charges, no monthly fees, no withdrawal fees.

Built for Nigerian Freelancers

Nigeria's $22 billion stablecoin market shows freelancers need USD protection. With 30%+ inflation, keeping earnings in Naira means losing money. DattaPay keeps your funds in USD-backed USDC while earning 4.2% APY.

Upwork PaymentsFiverr WithdrawalsNaira Bank TransfersUSD Virtual Card

DattaPay vs Grey: FAQ

Common questions about switching from Grey to DattaPay.

Both offer USD accounts for African freelancers, but DattaPay has key advantages: lower fees (0.5% flat vs Grey's higher rates), 4.2% APY yield on your balance (Grey pays 0%), and USDC stablecoin backing for inflation protection.

Yes! DattaPay fully supports Nigerian freelancers with USD accounts, competitive Naira withdrawals, and local bank transfers. You can receive payments from Upwork, Fiverr, and any international client.

Grey doesn't pay interest on your balance. With DattaPay's 4.2% APY, if you keep $5,000 in your account, you'd earn about $210/year in passive income. That's money you'd otherwise leave on the table with Grey.

DattaPay converts your payments to USDC stablecoin, keeping your earnings pegged to the US dollar. When the Naira fluctuates (like the 30%+ inflation Nigeria has experienced), your USD-denominated funds retain their value.

Yes! Sign up for DattaPay in 5 minutes, get your US bank account details, and update your payment method on Upwork/Fiverr. Your next payment will come to DattaPay. No need to close your Grey account immediately.

DattaPay works with all major freelance platforms: Upwork, Fiverr, Toptal, Deel, Freelancer.com, and any platform that supports US bank transfers. It's the same as Grey in terms of platform compatibility.

Ready to save $200+/year?

Join thousands of freelancers who switched from Grey to DattaPay. Start receiving payments with 0.5% flat fees and earn 4.2% APY on your balance.

5-minute setup
Bank-grade security
4.2% APY on idle funds
Get Started Free

No credit card required. Free to join.