Question 1

How do I receive USD payments as a freelancer in Africa?

Accepted Answer

Sign up for DattaPay to get a US bank account with routing and account numbers. Share your account details with clients on Upwork, Fiverr, or any platform. Receive payments in USD with only 0.5% fees. Your funds automatically earn 4.2% APY while idle.

Question 2

How does DattaPay protect my earnings from inflation?

Accepted Answer

DattaPay converts your payments to USDC stablecoin, keeping your earnings pegged to US dollars regardless of local currency fluctuations. You also earn 4.2% APY on idle funds, helping you outpace inflation in countries like Nigeria, Argentina, and Brazil.

Question 3

What are DattaPay's fees compared to Payoneer?

Accepted Answer

DattaPay charges a flat 0.5% fee with no hidden costs. Payoneer charges 2-3% receiving fee plus 2-4% currency conversion, plus a $29.95 annual fee. On average, freelancers save $847/year by switching to DattaPay.

Question 4

Is DattaPay available in Nigeria?

Accepted Answer

Yes, DattaPay is fully available in Nigeria. Unlike PayPal (send-only until 2026) and Wise (USD suspended since November 2022), DattaPay fully supports Nigerian freelancers with USD accounts and local withdrawals.

Question 5

How is DattaPay different from Grey or Raenest?

Accepted Answer

DattaPay offers the lowest fees at 0.5% flat, compared to Grey and Raenest's higher rates. Plus, DattaPay pays 4.2% APY yield on idle funds and uses USDC stablecoin backing for inflation protection - features not offered by competitors.

Question 6

Can I receive payments from Upwork, Fiverr, and Deel?

Accepted Answer

Yes, DattaPay works with all major freelance platforms including Upwork, Fiverr, Deel, Toptal, and Freelancer.com. Simply add your DattaPay US bank details as a payment method on any platform.

Question 7

What is the 4.2% APY yield and how does it work?

Accepted Answer

Your idle funds in DattaPay automatically earn 4.2% Annual Percentage Yield. This means if you keep $10,000 in your account for a year, you'd earn approximately $420 in passive income. Interest accrues daily and compounds automatically.

Question 8

How long do withdrawals take?

Accepted Answer

Withdrawals to local bank accounts typically complete within 1-2 business days. Crypto withdrawals (USDC) are instant. There are no withdrawal fees - you only pay the 0.5% flat fee when receiving funds.

Compare DattaPay with Alternatives

DattaPay vs Payoneer

DattaPay vs Grey

DattaPay vs Wise

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