2026 Comparison

DattaPay vs Payoneer: Save $847/Year

Payoneer charges up to 8.5% in total fees. DattaPay charges 0.5% flat. Plus, earn 4.2% APY on your balance - something Payoneer doesn't offer.

0.5%
DattaPay Fee
8.5%
Payoneer Total Fees
$847
Annual Savings
4.2%
APY on Balance

Feature-by-Feature Comparison

See exactly how DattaPay compares to Payoneer on fees, features, and functionality.

FeatureDattaPayPayoneer
Receiving Fee
0.5% flat
2-3%
Currency Conversion
0%
2-4%
Annual Fee
Free
$29.95
Withdrawal Fee
Free
$1.50-$3
Yield on Balance
4.2% APY
0%
Stablecoin Support
Inflation Protection
Nigeria Support
US Bank Account
Upwork Integration
Fiverr Integration
Total Fees (on $10k)
$50
$850+
Annual Savings
$847

Why Freelancers Switch from Payoneer

$29.95

Annual Fee You Won't Pay

Payoneer charges $29.95/year just to have an account. DattaPay is free forever.

2-4%

Hidden Currency Fees

Payoneer's currency conversion adds 2-4% on top of their receiving fees. DattaPay: 0%.

0%

No Yield on Balance

Payoneer pays nothing on your balance. DattaPay pays 4.2% APY automatically.

DattaPay vs Payoneer: FAQ

Common questions about switching from Payoneer to DattaPay.

DattaPay uses blockchain technology and stablecoin infrastructure to reduce costs. We charge a flat 0.5% fee with no hidden charges, while Payoneer's total fees (receiving + currency conversion + annual fee) can reach 8.5% or more.

Yes! DattaPay provides you with a US bank account (routing and account number) that works with Upwork, Fiverr, Deel, Toptal, and any platform that supports US bank transfers. Simply add your DattaPay account as a payment method.

Switching is simple: 1) Sign up for DattaPay (takes 5 minutes), 2) Get your US bank account details, 3) Update your payment method on Upwork/Fiverr/other platforms. Your next payment will come to DattaPay.

Yes, DattaPay uses bank-grade security with 256-bit encryption, multi-factor authentication, and is fully compliant with financial regulations. Your funds are backed by USDC stablecoin, providing additional security and transparency.

Yes, DattaPay fully supports Nigerian freelancers. Unlike some competitors, we offer complete functionality in Nigeria including USD account, local withdrawals, and competitive exchange rates.

DattaPay pays 4.2% Annual Percentage Yield on your idle balance. If you keep $10,000 in your account, you'd earn approximately $420/year in passive income. Payoneer pays 0% on your balance.

DattaPay converts your payments to USDC stablecoin, keeping your earnings pegged to US dollars. This protects freelancers in countries like Nigeria, Argentina, and Brazil from local currency devaluation.

Ready to save $847/year?

Join thousands of freelancers who switched from Payoneer to DattaPay. Start receiving payments with 0.5% flat fees and earn 4.2% APY on your balance.

5-minute setup
Bank-grade security
4.2% APY on idle funds
Get Started Free

No credit card required. Free to join.